AVBOB is one of the most trusted funeral insurance providers in South Africa. Not only do they give you a funeral policy, they give policy holders a full service. They have options for individuals and family funeral plans.

When it comes to funeral insurance, the first name most likely to pop in your mind will be AVBOB. They launched in Bloemfontein in 1921. They have been around for more than a 100 years. A century is a notable amount of experience for any company. They have had ample time to mold & sculpt their insurance products. Since inception, AVBOB has grown into a Billion Rand Mutual Society.

What this means is that with AVBOB, you are not just a policy owner. You become a stakeholder. They have paid back Billions in special bonuses. This massive amount was just in the last couple of years.

You can cover a wide range of family members on the same policy. There are many single income households in South Africa. Many families rely on just one breadwinner. This is the reason you can cover your direct and indirect family members. You can include your brothers and sister on this plan. It makes this product great for larger families. You can cover up to 9 extended family members. This number is over and above your direct family. Direct family will include your spouse, children and parents.

With the pensioner policy, you qualify up to the age of 85. The policy will remain in force as long as premiums are paid and there is no claim.

Get up to R21 500* in free benefits offered by AVBOB funeral services. This includes a free basic funeral up to R13 303* – The amount of free benefits you get depends on how long your policy is active. To get the maximum free benefits, you need to have your policy for at least 2 years.

• Use of Modern AVBOB Hearse
• Use of Coffin Lowering Device
• Basic Funeral Up to R13 303*
• Transport of Deceased (Only in SA)
• Use of Mortuary
• Name Plate on Coffin
• R3000 Cash Upfront
• R3000 Discount on a Tombstone or Cremation*
• Death Registration at Home Affairs, etc.

AVBOB policies do not require any underwriting. If a policy does not require underwriting it means that there will be no medical examination or questions to join. Keep in mind, there will be a six-month basic waiting period only for natural causes of death. The waiting period is simply there to prevent people from taking out policies at the last minute. To make up for the waiting periods; there will be accidental death cover included. If the claim is due to an accident, the payout will double. If the main life is insured for R10 000, the payout will be R20 000.

If you completed your waiting period with another provider, and you decide to move to them, the waiting period will be waived.

Policy holders receive one years premiums back in cash every 5 years of not claiming. This is applicable to all cashback polices provided your policy is in force and up payments up to date.

This is one of the many ways AVBOB wants to thank you for your loyalty. The money can be spent on anything from a new TV to a weekend away.  The money will be paid back to the policy holder to enjoy in any way.